Nearly 1 Million Medicare Advantage Plans Cut

UnitedHealthcare and Humana are ending certain Medicare Advantage plans, affecting nearly 1 million enrollees. If your plan is changing or ending, do not ignore the notice from your insurer. It should explain what is changing, when coverage ends, and which enrollment options may be available.

Start by comparing more than the monthly premium. Check deductibles, copays, prescription coverage, provider networks, referrals, supplemental benefits, and the annual out-of-pocket maximum. Make sure your preferred doctors, hospitals, pharmacies, and medications remain covered before selecting a replacement plan.

Pay close attention to enrollment deadlines so you do not face an unexpected coverage gap. Depending on your circumstances, you may be able to choose another Medicare Advantage plan, return to Original Medicare, or apply for supplemental coverage. Eligibility and timing rules can vary, so review official guidance carefully.

For personalized, unbiased help, visit Medicare.gov, call 1-800-MEDICARE, or contact your State Health Insurance Assistance Program. Keep your insurer’s notice and any plan comparisons for your records, and act early rather than waiting until the final deadline.