{"id":18,"date":"2026-10-02T11:00:00","date_gmt":"2026-10-02T11:00:00","guid":{"rendered":"https:\/\/www.armandocaguilarjr.com\/blog\/?p=18"},"modified":"2026-10-02T11:00:00","modified_gmt":"2026-10-02T11:00:00","slug":"medicare-fall-enrollment-review-your-coverage-medicare","status":"publish","type":"post","link":"https:\/\/www.armandocaguilarjr.com\/blog\/2026\/10\/02\/medicare-fall-enrollment-review-your-coverage-medicare\/","title":{"rendered":"Medicare Fall Enrollment: Review Your Coverage | medicare"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\" src=\"https:\/\/www.roomvu.com\/agent\/embed\/armando-c-aguilar-jr-1\/medicare-fall-enrollment-remotion-videos-cca7\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\" allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>Every fall, Medicare\u2019s open enrollment window (October 15\u2013December 7) gives us all a chance to step back and reassess our health coverage for the year ahead. For those I work with in San Diego\u2014seniors and their families\u2014this isn\u2019t just paperwork. It\u2019s about making sure your coverage actually fits your real life: your doctors, medications, pharmacies, travel plans, and what care you might need.<\/p>\n<p>This year, it\u2019s important to note that for 2026, Part D out-of-pocket costs are capped at $2,100, and that cap is estimated to rise to $2,400 in 2027. Medicare Advantage plans, meanwhile, can have annual maximums up to $9,250. As always, keep an eye out in late Q3 for your annual notice; this is the document that spells out changes\u2014costs, benefits, networks, and plan options\u2014so you\u2019re not left guessing.<\/p>\n<p>Remember: if you\u2019re already in a Medicare Advantage plan, you\u2019ll also have from January 1 through March 31 to make a switch or go back to original Medicare. Free counseling is available if you want a second set of eyes on your choices. My background in social work has taught me the value of a no-pressure, open conversation\u2014so when you\u2019re reviewing your options, know that you don\u2019t have to do it alone.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Every fall, Medicare\u2019s open enrollment window (October 15\u2013December 7) gives us all a chance to step back and reassess our health coverage for the year ahead. For those I work with in San Diego\u2014seniors and their families\u2014this isn\u2019t just paperwork. It\u2019s about making sure your coverage actually fits your real life: your doctors, medications, pharmacies, [&hellip;]<\/p>\n","protected":false},"author":42,"featured_media":19,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/posts\/18","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/users\/42"}],"replies":[{"embeddable":true,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/comments?post=18"}],"version-history":[{"count":1,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions"}],"predecessor-version":[{"id":20,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/posts\/18\/revisions\/20"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/media\/19"}],"wp:attachment":[{"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/media?parent=18"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/categories?post=18"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.armandocaguilarjr.com\/blog\/wp-json\/wp\/v2\/tags?post=18"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}